Cvetelina Stoyanova - Partner AML Europe

Cvetelina Stoyanova brings over 20 years of hands-on experience at the sharp end of financial crime, from transaction-level intelligence analysis to shaping national AML/CFT frameworks that meet FATF AML/CFT/CPF Standards and EU AML/CFT legislation requirements.

She has held senior leadership roles including Head of the Bulgarian Financial Intelligence Unit, Head of the Bulgarian Delegation to MONEYVAL, Co-Head of the Bulgarian Delegation to the Conference of the parties to CETs 198 and Vice-Chair of the Egmont Group IEWG.

As a trained assessor for MONEYVAL mutual evaluations and FATF trained trainer, she has in-depth knowledge of the FATF Standards and hands-on experience in MONEYVAL evaluation and FATF ICRG procedures. As a Council of Europe consultant, she has advised government authorities on AML/CFT legislation and FIU operational independence and autonomy.

At the FIU, Cvetelina has built and led operations across every dimension: deploying the goAML analytical system, implementing advanced STR prioritisation procedures, supervising financial institutions, DNFBPs and VASPs, and driving coordination between FIU, law enforcement, supervisory authorities and policy makers. She led the National Risk Assessment process, the preparation of Bulgaria's National AML/CFT Strategy 2023–2027 and the Action Plan for its implementation, as well as the transposition of the EU AML/CFT legislation requirements and the drafting of the national AML/CFT legislation, and co-authored a manual for investigating money laundering.

Most recently at the Council of Europe, she was engaged with the implementation of two TSI projects, co-funded by the Council of Europe and the European Commission, including a project on the preparation of a common baseline for an AML/CFT reporting system under the requirements of the new EU AML/CFT Package.

At ARevolution, Cvetelina offers something rare: the practitioner's instinct and the policymaker's perspective, in one package. Working inside the systems she now helps others navigate.

Key Areas: FATF Standards & Compliance · MONEYVAL · Egmont Group · Financial Intelligence Operations · National Risk Assessment · AML/CFT Policy & Supervision · Legislative Development · International Cooperation · STR/SAR Analysis · Interagency Coordination